American silver frame, Reed & Barton, Taunton, MA, dated 1919

rectangular with applied columns of running classical motifs including candelabrum urns and caducei on matted ground, each surmounted by applied dates 1894 and 1919 and centered by a diamond enclosed by crossed leaf-and-berry branches and on a rayed ground, all below the New York State Arms, the back with four screws with base-metal nuts

traces of lacquer, otherwise good condition
In response to your inquiry, we are pleased to provide you with a general report of the condition of the property described above. Since we are not professional conservators or restorers, we urge you to consult with a restorer or conservator of your choice who will be better able to provide a detailed, professional report. Prospective buyers should inspect each lot to satisfy themselves as to condition and must understand that any statement made by Sotheby's is merely a subjective qualified opinion.
NOTWITHSTANDING THIS REPORT OR ANY DISCUSSIONS CONCERNING CONDITION OF A LOT, ALL LOTS ARE OFFERED AND SOLD "AS IS" IN ACCORDANCE WITH THE CONDITIONS OF SALE PRINTED IN THE CATALOGUE.

The frame was possibly made to commemorate the 25th anniversary of the founding of the Provident Loan Society of New York, an organization founded after the financial panic of 1893 by a group of influential New Yorkers to provide short-term loans at a lower rate than the loan sharks. Founders include Robert W. De Forest, James Speyer, Otto T. Bannard, J.P. Morgan, Jacob H. Schiff, August Belmont, Jr. and Cornelius Vanderbilt II.